Debt Strategies
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How Debt Affects Your Credit Score and How to Rebuild It: A Comprehensive Guide
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Debt is a common financial tool that many people use to achieve their goals. It can help you buy a house, get an education, or start a business. However, debt can also have a negative impact on your credit score,…
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How to Negotiate Lower Interest Rates on Your Debt: Tips and Strategies
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If you’re struggling with high-interest rates on your credit card debt, you’re not alone. Many people find themselves paying more than they can afford in interest charges, making it difficult to get ahead of their debt. But the good news…
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The Snowball vs. Avalanche Methods: Choosing the Right Debt Payoff Strategy
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If you’re struggling with debt, you’re not alone. According to a recent study, the average American has over $38,000 in personal debt. If you’re looking for a way to pay off your debt faster and more efficiently, you might be…
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5 First Steps to Take When You Realize You’re Overwhelmed by Debt
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When I found myself overwhelmed by debt, I felt like I was drowning. It seemed like no matter how much I paid, I was never going to get ahead. The stress of it all was affecting my mental health and…